~Life Without a Cell Phone or Facebook!~

My life without a cell phone or facebook account.

Often (every time someone realizes I don't have either) people will GASP and then ask "HOW DO YOU LIVE WITHOUT A CELL PHONE OR FACEBOOK account?!"

My answer is "BEAUTIFULLY"! I have a really great life that is not full of craziness or the overwhelming feeling of having to be in everyone's business 24/7. It is great! When someone tells me something face to face I have a genuine reaction since I have not read it before. I feel really important if I get an email or call before they post on facebook ;)

Life without a cell phone did a take a little adjusting to, but not too long. Honestly, cell phones are sort of a peeve of mine now. I get very annoyed at people who talk on them while driving, text while driving (my hubs was in a wreck recently due to a girl texting while driving...grrrrr) and the most annoying is when people talk on the phone when checking out. Let me just say that if you are using coupons, that is NOT the way to gain favor from a checker! Okay, enough about that!

My point is that you can live without a cell phone. It is such an easy thing to cut out of your budget. Most people pay $80+ per month for service. Imagine if you put that money into your debt snowball??? Or what if you saved $80 per month for 1 year and went on a vacation? You would have saved $960.00 in 12 months for a very small sacrifice. You can do it!

A quick note about why we are not involved with social networking sites...Simple...I don't have time and am not willing to make the time. Nothing against those who do, it is just not for us. I'm doing my best to limit all media in our lives. I'm so much more productive and less stressed when it is limited. I will also add that every person that I speak with about struggling with time to clip coupons has a facebook account. Most people don't even realize how much valuable time is spent (wasted) each day on social networking sites when they could be finding ways to better budget their time & money. I want encourage you to limit your time on those sites and use that time to better your financial future.

Anytime I think I want to add something into the budget, I think about all of the traveling that we like to do and how much that will impact our ability to continue going on trips and vacations each year. It just isn't worth it for us.

Now that I have SHOCKED all my Sassy Savers, I'm going to log off :)

Happy Tuesday!
SHO

~Budgeting your time~

I heard on the radio last week that people are spending (wasting) on average of 4.5 HOURS PER DAY on social networking websites. Are you kidding me?! Sounds like employers need to be blocking those sites, GEEZ!

If you don't think that you have time to clip coupons & save money, I encourage you to limit the time spent on the social websites and that will open up some free time. Setting up a daily time budget for social networking will allow you to still be part of it, but also limit the amount of time spent so that that you are managing your time well. After all, time is one thing we can't ever get back!

Wow, I still can't believe that statistic. Sort of sad. I've been limiting my computer time and have found that I can be SUPER productive when I'm not just sitting here in front of the screen. I've been in crazy organization mode around here. Limiting the computer time has helped along with watching our new favorite show....This is going to sound weird, but we LOVE it! "Hoarding, buried alive" (I think that is what it is called). Anyway, every time I watch it I get a sense of major anxiety and want to tackle my entire house. Just last week I organized my toilet paper! (If you know how much toilet paper I have, you know that was a chore!) I've been on top of cabinets & armoires dusting like a crazed lady. Oh, it felt good. I love feeling a sense of accomplishment!

Some of these hoarders can't even walk through their home, they are stepping on things. They can't eat because they can't see the kitchen counter tops, sink,etc. Can you imagine not being able to eat in your own home? The idea that some people are using their fridge to store more junk really upsets my stomach. Pretty crazy!

We (my fav Coach & I) always wonder how you could let stuff pile up like that? A man described it perfectly on an episode we watched the other night. He said "It's like gaining weight...you only gain a few ounces at a time and then you wake up one day FAT!" Wow, that sort of makes sense.

Okay, this post is a bit random...so I'm going to end it. Anyway, my point is to stop wasting time worrying about what your friends are up to every minute of their lives (social sites) and make great use of that time. Budgeting your time is super beneficial. Can you imagine how much ahead of the game you could be if you spent that time working on your finances? Something to think about ;)


Happy Monday!
SHO